Christian Financial Services
Christian Financial Planner
Independent Christian Financial Advisor
Christian Advisor
Financial Advisor
Financial Christian Advisor
Christian Financial Anaylst

There are Five simple steps to handling our finances Gods way.

God is in Control.

God allowed me create a very powerful tool called the Rapid Debt Reducer PC Software to help Christians free themselves from the burden of debt and bondage. See God is in Control and has a plan for your finances. One very powerful website is SoLongbills.com this is where I can reach the world with debt free living.

I do sell the software in Bulk to Chruches that preach the Gospel. My minisrty is part of our Local Church Bible Baptist Church, Barre Vermont Pastor by James Lake.

Establishing a plan for your expenses, a plan will make you accountable to yourself.. You must keep track of how much money you have coming in and going out. Calculate your total expenditures and deduct it from your total income. This is the amount you can save without making any changes in your spending habits. If you think if are overspending then look for areas where you can cut back and spend less. Perhaps you can cut down on your dry cleaning bill, use coupons at the grocery store, carpool to work or take your lunch rather than eating out.

After you have determined how much you can save each month mark it off as a permanent expenditure. And keep it aside before you have a chance to spend the money on anything else. Sometimes an emergency cuts into your savings. Don't get discouraged by it. We will provide you more such tricks and tips to help you save and avoid credit card debts. We believe that you can fulfill all your dreams without taking too much debt. 

Debt-Stacking for Financial Freedom
Debt-Stacking is a simple method of reducing debt in the shortest time possible with the money that is already

going to payments. The debt stacking method has saved the average consumer over 50,000 dollars in interest and cuts the time to payback debt in half. You will achieve financial freedom with debt stacking.

Debt is destroying millions of families each year and is the #1 cause of divorce in America. 96% of Americans are failing financially, according to an U.S. Department of Human Services Study. The credit industry has made it incredibly easy to get into debt and with economic uncertainties, such as layoffs, company “down-sizing”, Corporations merging, and the ups & downs of the stock market….more and more people are finding themselves in serious financial trouble.

It's your money, it's your life! It doesn't have to be this way for you! You can have debt freedom sooner than you think. What does debt freedom mean? Living completely debt free.

Do something about your debt!  Start Today  It's Your Future!

Why Eliminate Credit Card Debt?

With all that’s going on around us why be enslaved to the credit card industry when financial prosperity can be yours? Many people are surprised that after years of debt and in some cases after several bankruptcies there is a sound and logical way to eliminate all their debt including the mortgage. Gene Jolley, creator of the Rapid Debt Reducer software, has been teaching families the art of debt elimination. His seminars are eye opening and free as so many are realizing freedom from debt followed by financial prosperity can become a reality.

Create a budget and stick to it.

A budget is critical to achieving debt freedom and importantly financial freedom. Think about it. If you don’t know where your money is going each pay-check how are you going to plan for your future. Don’t put this step off. Some think of a budget as a strait jacket, I look at it as a strait jacket remover. Many first time budgeters are amazed at where their money is going.

Tip: “Get a small notebook and write down everything that you spend for one week. At the end of the week examine where your money is going. You will be surprised at how the little items add up. Most people that I have counselled over the years find 30.00 to 50.00 in a week of spending that they did not realize before.”

It is important to realize every item that you spend your hard earned money today is affecting your future wealth.

Here is an example of what I am saying: Let’s say that you like to go out to eat, so you and your wife eat out three times a week. Being conservative lets say that it cost only 35.00 each time for a cost of 105.00 a week. This adds up to 420.00 a month.

There is nothing wrong with going out to eat; we enjoy a meal out just like everyone else. But you have to know the true cost. Then weight it out to determine if it’s worth it. This goes back to my earlier statement “that the decisions that you make today affect tomorrow” Now if you could cut just one night out a week the monthly saving would be 140.00 a month.

Now get this : If you were to invest that 140.00 each month into a tax deferred account such as a 401k or IRA over the same 30 years, earning just 8% annually you could save 207,221.00.

To have debt Freedom

Debt-Stacking.com is here to help people wade through financial confusion and get their feet on solid ground. We enable people to enjoy life today and tomorrow.

Eliminate Your Debt Starting Today! With debt stacking!
See how a typical family is able to save $ 1,125,379* by creating a plan and sticking to it.

Typical Couple Debt Situation

Years until payoff: 29 years 4 month
Total Paid: $380,402
Interest Paid: $207,472

Savings by following a very simple plan using DEBT STACKING.

*Actual results may very from the results depicted above depending on your individual credit worthiness and financial planning strategy. Retirement savings calculated with 8% annual return on investing equivalent of current debt payments over 20 years.

Don't get hung up on titles:

Christian Financial Services
Christian Financial Planner
Independent Christian Financial Advisor
Christian Advisor
Financial Advisor
Financial Christian Advisor
Christian Financial Anaylst

Create your own plan to achieve debt freedom click here.

Gene Jolley is a Christian Financial Analyst, teaching people how to live life worry free. Trust in God to provide your every need.  God is faithful.

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